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Business can charge for card payments
https://www.accc.gov.au/consumers/pricing/card-surcharges

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Example
A business’s average cost of acceptance for Visa debit is 1% and for Visa credit is 1.5%.

If the business wanted to charge the same level of surcharge for each payment system, it would need to be 1% as that is the lowest of all payment systems. The business could not average out the costs for both.

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